Mortgage rates remain near record lows, one year after the average rate on a 30-year fixed rate mortgage fell below 4 percent for the first time since Freddie Mac (OTC BB: FMCC) has been keeping track.

A 30-year fix averaged 3.40 percent in the week ending Nov. 8, up from 3.99 percent last week. A 15-year fix fell to 2.69 percent, from 2.70 percent. Read More